Wednesday, March 11, 2009

Taking it personally

The writer of one of my much loved blogs recently posted about money, which she starts off by saying, right off the bat, is a bad idea. I totally agree with her- it's a bad idea (which is not to say that I didn't immensely enjoy her post, because I did, always do). But, here I find myself. I'm about to do it too. So bear with me, as I make this mistake.

Financial crisis means different things to different people. For some people it's something like, "You mean I have to fire my personal chef?" "I can't have my 3 hour personal training sessions with Hans at home anymore?" You know what I mean- these are people who are generally far too used to having everything they want when they want it the way they want it, that a financial crisis could mean one of the above.

I guess there are probably more levels of "feeling the crisis" but, I'm going to bring it on down to near the bottom. At the very bottom I know we have people who are subject to things I can't imagine- losing their jobs, their homes, their cars, their grocery money, etc. People who are left on the street because of it. But, I will admit, just as I don't personally know anyone in the earlier mentioned personal chef category, I am lucky to also say I don't know anyone in this category.

So, I know lots of people in the middle- people who are having to re-shuffle their priorities. Having to do things like downgrading their cable/internet package, buying generic brand instead of premium brand, eating out less, buying less clothes and other *stuff*, artfully arranging the payment of bills so that it all adds up, etc. Things that are not really nice to deal with, but that none the less still have one's self and ones family under a roof and fed at the end of the day.

I, on the other hand, am beyond extremely lucky (and I know it!) to be in what must be quite a minority of people who are not really feeling the financial crisis on a daily level. Be it because of our location, our job sphere (including the unmentionable o-word companies), or who knows what...but we're just not really feeling it. We're hearing a whole lot about it. But we're not feeling it.

Well, but I guess that is the lie. We are feeling it. Or I am. We're just not feeling it in the pocketbook. I'm feeling it because I'm planning a wedding in the middle of all of this. I'm planning a wedding that I wish people would attend in the middle of all of this. Now, my friends and family might be inclined to say, "Well, you should have done it at home!" - but I reply, would this have been fair to Joel's friends and family (for whom I might add the whole thing is much more expensive anyway, even with it being in Mexico)?

So, it is what it is. I'm kind of starting to realize the impact of being forever attached to someone who is from the other side of the world (literally)- my goodness, that could be a whole other blog post in and of itself- where to spend the holidays, the "sharing" of grandchildren, deciding where to live, how to do it all without offending someone at every turn! Oh God, what am I getting myself into? But I digress...

I'm not upset that we're getting married in Mexico- I'm happy about that. I'm excited for the resort itself, for the people that will be there with us for a week, for the people who will be there with us for THE day. But it does suck that people I never imagined would even question being there, are probably not going to be there. :(

So, I've said it recently out loud, and now I'll say it here, I'm taking the financial crisis personally. Because it's happening during my wedding year. Because it's affecting who will be at my wedding. Because in some small way it's sucking some of the joy out of what should be totally joyous.

And I know, maybe you want to class me with the "I have to fire my personal chef" person for saying it...but so it goes, I'm taking it personally. This is me today.

**updated** In an attempt to possibly make myself not look so bad, I just want to say that it's not that I am complaining because of the way the financial crisis is affecting me, I would have no right. I'm just saying that if there had to be a financial crisis, couldn't it have started NEXT year, or two years AGO? Why now? That's all.

3 comments:

Our Adventures said...

I also wish that it didn't have to be this year so that I could be at your wedding! I got your invite this week in the mail, and thought what if...

But if I'm honest I have been feeling the crisis for the last 3 years - that's why I moved to UZ. Living here I feel it less, but when I travel away everything seems awfully expensive. I can afford a chef here, but not in Latvia. :-)

Liene said...

We'd like to go just not sure if traveling out of the country yet is a good idea for me. Will have to discuss that with the specialists soon.

As far as money is concerned. It has been cold here in GA and we are renting a very drafty house. Our gas bill last month was $340! I nearly died. Even with that being said, we just have to re-prioritize what we would've spent that extra money on now that it's going to pay a bill. We've been saving our pennies and they've added up quite a bit and I so love having the financial security knowing that if Lane were ever in a position to lose his job we could survive for 3 to 6 months on our savings.

I did read most of the blog entry and I am thankful that I do a lot of clearance shopping at the end of the season for next year. Nothing like getting $24.50 Gymboree shirts for $6.00. Also after Christmas when everything went to 75% off I bought a $100 tree (ours pretty much died) for only $25. I even spend time going through my coupons and price matching with ads to get the most bang for my buck.

I do have to say I get quite angry at people who bitch about their financial situations but never thought it might be a better idea to save money than to go buy a 60 inch flat screen TV or a new car, etc. The US is the worst country in the world when it comes to saving money. I think I read somewhere that only 10% of people in the US have more than $1K in savings and only 4% have more than $10K. Pathetic.

I'll climb down off of my soap box now.

Līga said...

You are lucky you are somewhere where the crisis is not being felt so much. I have to admit this is the most extreme "thing" that has happened to me in my life. ok, its not a war or anything, but it is something that has had a huge impact on my life. I cant complain so much, because people are much worse off, i guess. Here the stores are closing every day, prices go up dramatically, wages go down. Streets are lined with for rent signs where a short while ago there used to be rows of shops. Eh, I could go on.... but I wont depress anyone, namely me!! :)